Fidelity Home Group | What You Really Need To Know About Down Payments

Written by Boca Raton Mortgage Syndicated User on June 29, 2025. Posted in Boca Raton Mortgage, Boca Raton Mortgage Rates.

What You Really Need To Know About Down Payments A lot of people think you have to put 20% down when you buy your first home. But that’s actually a common myth. Connect with a trusted lender to learn more. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #downpayments

What Every Homeowner Needs To Know In Today’s Shifting Market

Written by Boca Raton Mortgage Syndicated User on June 27, 2025. Posted in Boca Raton Mortgage, Boca Raton Mortgage Rates, For Sellers, Home Prices, Selling Tips.

Here’s something you need to know. The housing market is getting back to a healthier, more normal place. And even though it may not sound like it, this shift is actually a good thing.It’s what you should expect. It’s just that our expectations have been skewed by the intense seller’s market over the past few years.But what you need to remember is: there’s still plenty of opportunity to be had if you’re thinking about selling – whether that’s next month or next year. You just need to stay up to date on what’s happening in the market, and have a strategy that matches the moment. Here’s...

Fidelity Home Group | Why Your Home’s Asking Price Matters More Today

Written by Boca Raton Mortgage Syndicated User on June 26, 2025. Posted in Boca Raton Mortgage, Boca Raton Mortgage Rates.

Why Your Home’s Asking Price Matters More Today Now that there are more homes for sale, the number of price cuts is back at normal levels. Want a proven pricing strategy that works for today’s market? Let’s talk! NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany Data Sources: https://www.realtor.com/news/trends/home-sellers-unrealistic-overpriced-stale/ https://www.realtor.com/research/May-2025-data/ https://www.nar.realtor/sites/default/files/2025-02/consumer-guide-what-goes-into-pricing-your-home-2025-02-05.pdf

Think It’s Better To Wait for a Recession Before You Move? Think Again.

Written by Boca Raton Mortgage Syndicated User on June 26, 2025. Posted in Boca Raton Mortgage, Boca Raton Mortgage Rates, Economy, For Buyers, For Sellers.

Fear of a recession is back in the headlines. And if you’re thinking about buying or selling sometime soon, that may leave you wondering if you should reconsider the timing of your move.A recent survey by John Burns Research and Consulting (JBREC) and Keeping Current Matters (KCM) shows 68% of people are delaying plans to buy or sell due to economic uncertainty.But it may not be for the reason you think. Not everyone is holding off because they’re worried. Some buyers are waiting because they’re hopeful. According to Realtor.com:“In 2025Q1, 3 in 10 (29.8% of) surveyed homebuyers said a...

Why Your Home’s Asking Price Matters More Today

Written by Boca Raton Mortgage Syndicated User on June 25, 2025. Posted in Boca Raton Mortgage, Boca Raton Mortgage Rates, Infographics.

Some HighlightsA growing number of homeowners are overestimating today’s market. ?And that’s why the number of sellers dropping their price is back at normal levels.?A lot of the time this is happening because they’re not paying attention to current conditions. The best way to avoid that mistake? Lean on the expertise of an agent.If you want a proven pricing strategy that works for today’s market, connect with a local agent.

Why Homeownership Is Going To Be Worth It

Written by Boca Raton Mortgage Syndicated User on June 24, 2025. Posted in Boca Raton Mortgage, Boca Raton Mortgage Rates, First-Time Buyers, For Buyers, Rent vs. Buy.

Life can feel a bit unpredictable these days. What’s happening with inflation? The economy? The housing market? But in the middle of all that uncertainty, there’s one thing a lot of people still crave – a place to call their own.Because when everything else feels up in the air, home can be the thing that grounds you. As the experts at 1000WATT put it:“Homeownership isn’t primarily financial anymore. . . Across all demographics, emotional and lifestyle factors consistently outrank wealth-building as motivators.”Here’s what owning a home can mean for you, especially right now.Freedom To Make...

3 Reasons To Buy a Home This Summer

Written by Boca Raton Mortgage Syndicated User on June 20, 2025. Posted in Boca Raton Mortgage, Boca Raton Mortgage Rates, Buying Tips, For Buyers, Home Prices, Inventory.

Are you thinking about buying a home, but not sure if now’s the right time? A lot of people are waiting and wondering what the market’s going to do next. But here’s something only the savviest buyers realize:This summer might actually be the best time to buy in years. Here are three big reasons why.1. You Have More Negotiating Power After several years of sellers having all the leverage, things are starting to shift. Check out the graph below. It uses data from Redfin to show that right now, there are more sellers active in the market than buyers:Take a look at what happened back in 2021...

Why More Sellers Are Choosing To Move, Even with Today’s Rates

Written by Boca Raton Mortgage Syndicated User on June 19, 2025. Posted in Boca Raton Mortgage, Boca Raton Mortgage Rates, For Sellers, Mortgage Rates.

It’s hard to let go of a 3% mortgage rate. There’s no question about it. It’s the main reason why so many homeowners have delayed their move in recent years. But here’s something to consider.While your low rate might be ideal, it doesn’t make up being too cramped, having a staircase your knees can’t handle anymore, or being 1,000 miles from your family. And those real-life needs are pushing more sellers off the fence despite today’s rates.Data shows the share of homeowners with a mortgage rate below 3% is dropping as more people move. And, as a result, the share of homeowners taking on a...

Fidelity Home Group | The Big Difference Between Homeowner and Renter Net Worth

Written by Boca Raton Mortgage Syndicated User on June 18, 2025. Posted in Boca Raton Mortgage, Boca Raton Mortgage Rates.

The Big Difference Between Homeowner and Renter Net Worth On average, a homeowner’s net worth is 40 times greater than a renter’s. That’s significant. You certainly don’t have to buy now. But let’s make a plan that fits your timeline so you can grow your net worth too. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #RentOrBuy #Homeownership Data Sources https://www.federalreserve.gov/publications/files/scf23.pdf

What You Really Need To Know About Down Payments

Written by Boca Raton Mortgage Syndicated User on June 18, 2025. Posted in Boca Raton Mortgage, Boca Raton Mortgage Rates, Infographics.

Some HighlightsThere’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the truth is, many people don’t put down that much unless they’re trying to make their offer more competitive.And if you want to give your savings a boost, look into down payment assistance. Most first-time buyers qualify and the typical benefit is $17,000.To learn more about loan options or down payment assistance programs, connect with a trusted lender and check out downpaymentresource.com.

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